The Payconiq application from your bank is compatible with the majority of recent smartphones equipped with a camera and connected to the internet. Currently, Payconiq is compatible with *:iPhone, model 4GS or higher, with iOS 7 or higher operating system,Android devices with operating system 2.3 or later.*Compatibility with phones and operating systems is purely indicative and non-contractual, and may change over time. Please visit the App Store and Google Play download sites for details and exact compatibility of downloadable Apps.