Do not store your PIN on your smartphone, do not annotate it in any form, and do not use any automatic password / PIN storage tool to store the code. Use a specific PIN for the Payconiq application of your bank and do not use the same code for other applications or for securing the smartphone on which Payconiq is installed. During the Payconiq activation procedure in your bank’s web banking, do not disclose the initialization QR code displayed in the bank’s web banking to a third party. Finally, in case of theft or loss of your smartphone, your identification and / or your PIN, immediately block your DIGICASH App via your web access or mobile banking (according to each partner bank).