Brussels, Luxembourg, Utrecht — October 13th, 2025 - Payconiq International, Buckaroo and the European Payments Initiative (EPI) today announced a strategic agreement to bring Wero to Luxembourg. Subject to regulatory review, Payconiq’s direct merchant portfolio will transfer to Buckaroo in early 2026. Buckaroo will then enable Wero acceptance for these merchants once the standalone Wero app goes live in Luxembourg, targeted for mid‑2026.

This collaboration ensures that consumers and merchants in Luxembourg will soon benefit from one of the most advanced, feature-rich payment systems in Europe, designed to make everyday transactions faster, easier, and more secure. As part of this agreement, Buckaroo will take over Payconiq’s direct merchant portfolio in Luxembourg, ensuring a smooth transition to Wero and setting the stage for a future-proof seamless payment experience.

Accelerating the adoption of Wero

As a result of the strategic partnership between EPI, Payconiq International and Buckaroo, Luxembourg merchants will gain access to state-of-the-art payment technology and expertise, ensuring they stay ahead in an increasingly digital economy. This partnership will further accelerate widespread adoption of Wero in the Benelux.

What this means for consumers

     • Instant, seamless payments across Europe.

     • Top-tier security and privacy, fully aligned with European standards.

     • A simple, feature-rich experience in one intuitive Wero app.

What this means for merchants

     • Access to a unified European payment platform, reducing complexity and costs.

     • Faster settlement and improved cash flow through instant payments.

     • Advanced tools to stay competitive in a digital-first economy.

Under the agreement, merchants will be legally transferred to Buckaroo in early 2026 - pending regulatory review. Buckaroo will then migrate the merchant base from Payconiq to Wero, providing merchant acceptance of Wero, once the Wero standalone app is launched in Luxembourg by mid 2026.

This step reinforces Luxembourg’s role as a flagship market for European payment innovation and supports the broader vision of a connected, competitive, sovereign and secure digital economy in Europe.

“This agreement reflects our commitment to an orderly and responsible migration from Payconiq to Wero on the Luxembourg market. By preparing the transfer of our merchants to Buckaroo, we are ensuring continuity and setting the stage for their future on the Wero platform. Our teams remain fully engaged to guarantee a smooth and transparent transition.” James King, Authorised Manager of Payconiq International.

“Taking over Payconiq’s Luxembourg merchant portfolio strengthens our European footprint and positions us at the forefront of cross-border payment innovation. This is more than a technical migration—it’s a strategic move toward harmonised, future-proof payment services. We look forward to working with Payconiq and Wero to deliver a secure and merchant-friendly transition.” Paul Scholten, CEO of Buckaroo:

“With the transition of Payconiq’s merchant portfolio to Buckaroo as the new merchant service provider, Wero will be available to all merchants in Luxembourg as a payment solution. We are excited to begin serving the Luxembourg market.” Martina Weimert, CEO of EPI Company.

About Payconiq International

Payconiq International is a Luxembourg-based payment institution authorised by the Ministry of Finance and supervised by the CSSF. It has been a pioneer in mobile and QR-based payments across the Benelux region. www.payconiq.lu/en

About Buckaroo

Since its founding in 2005, the Utrecht-based Buckaroo has grown into one of the leading Payment Service Providers for online and in-store payment solutions in the Netherlands and Belgium. Buckaroo serves over 47,000 large business and SME customers and processes more than 1 billion transactions annually. The fintech also has a large in-house network of fixed and mobile payment terminals. Buckaroo is owned by Keensight Capital, a leading European Growth Buyout firm investing in fast-growing, profitable companies across Technology and Healthcare. More information: www.buckaroo.eu

About EPI

EPI (or European Payments Initiative) is supported by 16 European banks and payment service providers. They have joined forces with a common goal: to offer a unified mobile payment service, to all European companies and citizens, Wero. EPI intends to enable European consumers and to carry out all types of retail transactions simply, via a resolutely sovereign digital wallet. More information: www.epicompany.eu

About Wero

Based on instant account-to-account (A2A) payments, Wero further streamlines payments in Europe by eliminating intermediaries in the payment chain and the associated additional costs. Wero already supports payments between individuals and will shortly unveil payments to professionals (P2Pro) and those for online and mobile purchases. Point-of-sale payments will also be offered, as well as value-added services such as merchant loyalty programs and recurring subscription management. More information: www.wero-wallet.eu

Press contacts

Buckaroo

Kevin Wetzel | Head of Marketing

[email protected] | +31622944681

EPI Company SE

Richma Piaraly | Chief Marketing Officer

Contact: https://epicompany.eu/contact

 

During the holiday season, Payconiq, your preferred digital payment solution for Luxembourg, donates €1 to charity for every payment made with Payconiq in-store and wraps up your gift with the creative touch of Thomas Iser. Payconiq, your preferred digital payment solution for Luxembourg, is launching a new inclusive campaign to celebrate the holiday season with you while supporting those who need it the most, thanks to two complementary good deeds.

• 1 payment in-store with Payconiq = 1€ donated to a charity.

From November 28th until December 24th, every Payconiq user will have the opportunity to do a good deed in-store. For each payment made with Payconiq in-store, Payconiq will donate €1 to the charities Caritas Luxembourg, Fondation Cancer or Île aux Clowns. This "coup de coeur" campaign aims to support Payconiq users in their daily lives. Since November 2021, most payment terminals in Luxembourg have been compatible with the Payconiq payment applications of partner banks. The QR code is automatically displayed on the terminal's screen when paying in a store. So what could be more straightforward than to be on your side when you do your holiday shopping? Instead of a simple promotion or coupon, Payconiq wanted to take concrete action by donating 1€ for each in-store purchase via Payconiq terminal to charities.

• "Get a gift, give a gift": Payconiq wraps your gifts during the holidays!

The spirit of solidarity during the festive season continues, as, throughout December, Payconiq teams will be present every weekend in Cloche d'Or and City Concorde shopping centres to wrap up your gifts in exchange for a donation via Payconiq to the charities Caritas Luxembourg, Fondation Cancer or Île aux Clowns. Thanks to a superb collaboration with the Luxembourg artist Thomas Iser, you do a good deed while having your gifts wrapped in beautiful paper. The cherry on the cake is that when you give your gift, the recipient can also donate thanks to the QR codes on the gift paper. James King, Luxembourg's head of Payconiq: "We, at Payconiq, are delighted to be associated with the associations Caritas Luxembourg, Fondation Cancer or Île aux Clowns, and with the Luxembourg artist Thomas Iser, to make the end-of-year celebrations more inclusive. Thanks to our expertise and our QR code-based, easy-to-use, multi-channel solution, we allow everyone to donate easily and conveniently during the end-of-year shopping and gift wrapping. We also offer the possibility for every Payconiq user to make a solidarity gesture directly in-store, making the customer experience easy and convenient."  About Payconiq International Payconiq International is the first European payment company to offer proven, scalable, and real-time payment solutions across the entire omnichannel experience. Since 2014, Payconiq has assisted banks, merchants, and payment solution providers in modernising their infrastructure, increasing their transaction volume and proposing value-added services to their clients. With the latest account-to-account payment technologies, Payconiq enables them to optimise their customer journey for a frictionless payment flow in an industry where user experience is the differentiator. For more information on how Payconiq develops and shapes the future of payments, visit: www.payconiq.com Press Contact Alicia Brun Senior sales and marketing officer [email protected]    

From November 2021, most payment terminals in Luxembourg will be compatible with Payconiq payment applications of partner banks. When making a payment, the QR code is automatically displayed on the terminal screen.

This great achievement in the payments sector results from a partnership between two local players who are leaders in their respective fields: Worldline, a payment solutions provider established for over 35 years in Luxembourg, and Payconiq, the mobile payment solution preferred by Luxembourgish residents since its inception in 2012.

It is a new stage in mobile payment for all Payconiq users in Luxembourg, which is increasingly present in all types of shops. Payconiq payments are contactless, easy to use and secure, simply by scanning the QR code displayed on the terminal screen with one of the Payconiq Banking apps. Available free of charge on the app stores.

For merchants, Payconiq acceptance integrates seamlessly into their existing ecosystem and requires no additional infrastructure. All transactions are processed by a single partner (Worldline) via their payment terminal. All Payconiq transactions done via Worldline terminals are referenced on the statements issued by Worldline.

At a time when mobile payments are becoming a market standard, this alliance enables both players to meet the rapidly growing demand of their customers. This broadening of the range of payment methods offered to merchants allows them to increase their turnover and boost the acquisition of new customers and the retention of their existing customers.

As Payconiq enters a new phase in its development on the Luxembourg market, Worldline intends to provide merchants with the most complete and relevant payment offer possible by welcoming on these terminals a new innovative payment method and a partner with more than 200,000 users in Luxembourg.

Quote Payconiq | James King: "We are very pleased and proud to partner with Worldline, which is the leading provider of electronic payment solutions in Luxembourg and Europe. This partnership fits perfectly with our commitment to increase our in-store presence and to support the country's retailers, independent professionals and small businesses.”

Quote Worldline | Stefanie Hüls, Head Merchant Services Luxembourg: "Together with Payconiq, we share the ambition to continuously improve the buying/selling experience of our respective customers and their satisfaction. The acceptance of Payconiq on our solutions is a strong added value for Luxembourg merchants, who benefit from a complete and centralised payment offer via our intermediary.”

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About Payconiq International

Payconiq International is a Luxembourg-based mobile payment fintech active in Luxembourg, the Netherlands and Belgium – the latter through Bancontact Payconiq Company. Payconiq International works closely with major retail banks, providing them with a strong payment initiation platform based on the Single Euro Payment Area (SEPA) Credit Transfer. A SEPA Credit Transfer is a payment that debits a euro account and credits another euro account in the SEPA zone. Payconiq International benefits from the support of some of Europe’s leading financial institutions. Payconiq is the first European payment solution that allows consumers to pay invoices, online, in-store and other individuals using a smartphone. Since the solution is directly linked to the user’s bank account, no sensitive financial data is stored on the phone or on merchant sites. For more information: www.payconiq.com

About Worldline

Worldline [Euronext: WLN] is the European leader in the payments and transactional services industry and #4 player worldwide. With its global reach and its commitment to innovation, Worldline is the technology partner of choice for merchants, banks and third-party acquirers as well as public transport operators, government agencies and industrial companies in all sectors. Powered by over 20,000 employees in more than 50 countries, Worldline provides its clients with sustainable, trusted and secure solutions across the payment value chain, fostering their business growth wherever they are. Services offered by Worldline in the areas of Merchant Services; Terminals, Solutions & Services; Financial Services and Mobility & e-Transactional Services include domestic and cross-border commercial acquiring, both in-store and online, highly-secure payment transaction processing, a broad portfolio of payment terminals as well as e-ticketing and digital services in the industrial environment. In 2020 Worldline generated a proforma revenue of 4.8 billion euros. worldline.com

Contact press:

Alexandre Ravaillé

Marketing & Communication Lead

[email protected]

+352 621 517 924

According to a TNS Ilres study conducted this year, Digicash by Payconiq is now the most used digital payment solution in Luxembourg (62%), with an average of four monthly money transfers per user. Supporting these figures, and according to the same study, the application obtains a score of 9.1/10 in recommendations.

 

2021 was a very successful year for Digicash by Payconiq: with 40% more users and 60% more transactions, and with Banque Raiffeisen getting on board this summer, the app now covers the vast majority of retail banks in the Grand Duchy of Luxembourg.

Since the takeover of Digicash in August 2017, Payconiq has now successfully embedded itself in the payment habits of Luxembourg users. Thanks to the strong partnership with Luxembourg banks and merchants who have been key in building on the considerable efforts made over the past few years, Payconiq has achieved its goal of creating one of the most advanced mobile payment platforms in Europe.

As a natural progression, from now on the brand is to be known as Payconiq, replacing the name Digicash by Payconiq. From today, users will be able to see the new logo on their favorite digital payment solution. In this way, and as James King, Head of Payconiq Luxembourg is delighted to say: “This new identity anchors Payconiq as a leader in the Luxembourg landscape and promises great prospects for development not only in the Grand Duchy but also on a European scale, which has made it possible for Luxembourg and cross-border users to make payments in the Benelux countries since December 2020.”

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Payconiq International

Payconiq International is a Luxembourg-based mobile payment fintech active in Luxembourg, the Netherlands and Belgium – the latter through Bancontact Payconiq Company. Payconiq International works closely with major retail banks, providing them with a strong payment initiation platform based on the Single Euro Payment Area (SEPA) Credit Transfer. A SEPA Credit Transfer is a payment that debits a euro account and credits another euro account in the SEPA zone. Payconiq International benefits from the support of some of Europe’s leading financial institutions. Payconiq is the first European payment solution that allows consumers to pay invoices, online, in-store and other individuals using a smartphone. Since the solution is directly linked to the user’s bank account, no sensitive financial data is stored on the phone or on merchant sites. For more information: www.payconiq.com

Contact press:

Alexandre Ravaillé

Marketing & Communication Lead

[email protected]

+352 621 517 924

Note pour la presse

Payconiq

Payconiq International is a Luxembourg-based mobile payment and payment processing company active in Luxembourg, the Netherlands and Belgium – through Bancontact Payconiq Company. Payconiq International works closely with major retail banks, payment service providers, payment schemes and merchants, providing them with a strong payment initiation and processing platform. Payconiq International is the first European payment company to offer multi-country payment solutions that allows consumers to pay invoices, online, in-store and other individuals using a smartphone.

More information:  payconiq.lu.

If you have questions, please contact:

Payconiq International

Andreea Munteanu

Senior Communications Officer (FR, EN)

[email protected]

00352.661.251.908

https://payconiq.lu