The Company

Payconiq International S.A. (“Payconiq”) is a public limited company under Luxembourg law, registered with on the Luxembourg trade and companies register under number B 169621, with its registered headquarters at 9-11 rue Joseph Junck, L-1839 Luxembourg.

Authorised as a payment institution by the Luxembourg Ministry of Finance, Payconiq is monitored by the Commission de Surveillance du Secteur Financier (CSSF), the supervisory authority for the Luxembourg finance sector, under the register number: Z00000005.

This regulatory status give Payconiq the right to offer payment services, such as Payconiq, in accordance with the provisions of the law of 10 November 2009 related to payment services, as amended.

Authorisation as a payment institution also grants Payconiq recognised status within the Member States of the European Union; this status authorises Payconiq to carry out its business in all Member States (subject to informing the CSSF beforehand).

The Website payconiq.lu

Operation, host, design, and implementation

Operation: Payconiq is the website operator.

Host: AWS

Purpose

The website is an information site whose main purpose is to present Payconiq and, in particular, its payment services. Accordingly, it is aimed both at Payconiq customers and individuals who are not customers.

The payment services presented on the website are, however, strictly reserved for Payconiq customers who have signed a partnership-subscription contract with Payconiq.

Intellectual property

The Website and all of its component elements (including the content, logos, photographs, etc.) are protected by the provisions applicable under Luxembourg intellectual property law; the website and the elements are the exclusive property of Payconiq, except for elements that are expressly attributed to third parties.

The complete or partial reproduction, distribution, or adaptation, for commercial purposes or otherwise, of the component elements of the Website, whose ownership is attributed to Payconiq, is forbidden without the latter’s express authorisation.

Links to other websites

Hyperlinks established to other websites do not constitute validation of these sites by Payconiq and cannot engage the latter’s liability, specifically, with respect to their content.

Moreover, as a general principle, Payconiq forbids any third party from setting up a hyperlink to its Website, except if express authorisation is obtained from Payconiq beforehand.

Protection of personal data

See our privacy charter.

Applicable law and competent jurisdiction

The Website is governed by Luxembourg law.

All disputes arising from the Website are subject to the exclusive jurisdiction of the District Court (Tribunal d’Arrondissement) in Luxembourg.

Complaints

See our complaint procedure.