{"id":4313,"date":"2015-07-20T11:34:45","date_gmt":"2015-07-20T09:34:45","guid":{"rendered":"https:\/\/payconiq.lu\/?p=4313"},"modified":"2018-12-06T15:02:32","modified_gmt":"2018-12-06T14:02:32","slug":"digicash-transfer-le-transfert-dargent-simple-comme-un-sms","status":"publish","type":"post","link":"https:\/\/payconiq.lu\/fr\/news\/digicash-transfer-le-transfert-dargent-simple-comme-un-sms\/","title":{"rendered":"DIGICASH TRANSFER : le transfert d&rsquo;argent simple comme un SMS"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-right:30px;padding-bottom:85px;padding-left:30px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-1 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-text\"><p><strong>La nouvelle fonction DIGICASH TRANSFER permet de r\u00e9aliser facilement des transferts d\u2019argent, de compte \u00e0 compte, par simple utilisation du num\u00e9ro de t\u00e9l\u00e9phone du destinataire. La fonctionnalit\u00e9 est progressivement mise en service par les quatre partenaires bancaires au Luxembourg.<\/strong><\/p>\n<p>En collaboration avec la soci\u00e9t\u00e9 Payconiq International, les principaux acteurs bancaires luxembourgeois (BCEE, POST Luxembourg, BIL et BGL BNP Paribas) mettent actuellement progressivement en service un nouvel outil de paiement de personne \u00e0 personne (P2P). Dans ce cadre, l\u2019application DIGICASH de chacunes de ces banques est enrichie d\u2019une fonction TRANSFER, permettant \u00e0 ses utilisateurs d\u2019effectuer dor\u00e9navant <strong>des<\/strong> <strong>paiements \u00e0 tout num\u00e9ro mobile, de compte \u00e0 compte, gratuitement ainsi qu\u2019en toute s\u00e9curit\u00e9<\/strong>.<\/p>\n<p>Cette nouvelle fonctionnalit\u00e9 a \u00e9t\u00e9 con\u00e7ue dans l\u2019optique d\u2019optimiser l\u2019exp\u00e9rience utilisateur en rendant <strong>le transfert d\u2019argent aussi simple que l\u2019envoi d\u2019un SMS<\/strong>. Suivant cette m\u00eame logique, il suffit de conna\u00eetre le num\u00e9ro de t\u00e9l\u00e9phone du destinataire du paiement, le saisir dans l\u2019app DIGICASH de sa banque, et un transfert bancaire de compte \u00e0 compte est alors initi\u00e9. Si le destinataire du paiement est inscrit au service DIGICASH, il re\u00e7oit alors une notification imm\u00e9diate pour l\u2019informer qu\u2019un paiement en sa faveur a \u00e9t\u00e9 effectu\u00e9 par une autre personne. S\u2019il n\u2019est pas encore inscrit, il re\u00e7oit dans ce cas un message SMS l\u2019informant qu\u2019un paiement est en attente (pour une dur\u00e9e maximale de 15 jours) qui sera ex\u00e9cut\u00e9 d\u00e8s son inscription \u00e0 DIGICASH.<\/p>\n<p>Pour en savoir plus sur le fonctionnement, rendez-vous sur :\u00a0<a href=\"https:\/\/payconiq.luenvoyez-et-demandez\/\">https:\/\/payconiq.luenvoyez-et-demandez\/<\/a><\/p>\n<p>Pour rappel, les quatre banques partenaires de Payconiq International ont la particularit\u00e9 d\u2019avoir d\u00e9j\u00e0 introduit sur le march\u00e9 un produit de paiement mobile commun (g\u00e9n\u00e9riquement nomm\u00e9 DIGICASH) dont le d\u00e9veloppement ainsi que l\u2019innovation sont pilot\u00e9s par la soci\u00e9t\u00e9 Payconiq International. Par l\u2019int\u00e9gration de cette nouvelle fonction, <strong>plus de 80% des clients des banques luxembourgeoises pourront ainsi b\u00e9n\u00e9ficier d\u2019une application de paiement \u00ab tout-en-un \u00bb<\/strong> permettant tant des paiements classiques en magasin, en ligne ou de factures (DIGICASH PAY) que des paiements priv\u00e9s de personne \u00e0 personne (DIGICASH TRANSFER).\u00a0 D\u2019autres fonctionnalit\u00e9s sont \u00e9galement en cours d\u2019\u00e9laboration et verront le jour dans les semaines \u00e0 venir\u00a0comme la fonction REQUEST permettant de recevoir de l\u2019argent d\u2019un proche par l\u2019envoi d\u2019une simple requ\u00eate.<\/p>\n<p>Ainsi, <strong>la fonctionnalit\u00e9 entend s\u2019imposer rapidement sur le march\u00e9 national<\/strong>. Le potentiel y est jug\u00e9 \u00e9lev\u00e9\u00a0: le Grand-Duch\u00e9 est, tout d\u2019abord,\u00a0l\u2019un des hubs technologiques les plus avanc\u00e9s au monde en mati\u00e8re de paiements digitaux et les luxembourgeois particuli\u00e8rement sensibles aux nouvelles technologies (le Luxembourg \u00e9tant par exemple l&rsquo;un des pays o\u00f9 le taux de p\u00e9n\u00e9tration du smartphone est le plus \u00e9lev\u00e9 au monde). De plus, la forte adoption de la solution de paiement mobile DIGICASH dans le pays, repr\u00e9sentant plus de 10% de la population nationale, ainsi que les succ\u00e8s de solutions similaires dans d\u2019autres pays europ\u00e9ens tendent \u00e0 confirmer un futur succ\u00e8s sur la sc\u00e8ne nationale.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":6,"featured_media":4314,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[26],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>DIGICASH TRANSFER : le transfert d&#039;argent simple comme un SMS - Payconiq<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/payconiq.lu\/fr\/news\/digicash-transfer-le-transfert-dargent-simple-comme-un-sms\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"DIGICASH TRANSFER : le transfert d&#039;argent simple comme un SMS - 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