{"id":25303,"date":"2026-03-17T10:10:58","date_gmt":"2026-03-17T09:10:58","guid":{"rendered":"https:\/\/payconiq.lu\/?page_id=25303"},"modified":"2026-08-03T15:34:59","modified_gmt":"2026-08-03T13:34:59","slug":"home-new-wero","status":"publish","type":"page","link":"https:\/\/payconiq.lu\/en\/","title":{"rendered":"Home &#8211; new wero"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box container_alert nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:70px;padding-right:30px;padding-bottom:85px;padding-left:30px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-1 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-alert alert custom alert-custom fusion-alert-center alert-dismissable\" style=\"background-color:#fd4885;color:#ffffff;border-color:#ffffff;border-width:0px;\"><button style=\"color:#ffffff;border-color:#ffffff;\" type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-hidden=\"true\">&times;<\/button><div class=\"fusion-alert-content-wrapper\"><span class=\"fusion-alert-content\"><p style=\"font-weight: 400;\"><strong>Important notice for former Payconiq customers<\/strong><\/p>\n<p style=\"font-weight: 400;\">Payconiq is running a refund campaign for eligible former customers. Some customers may receive a letter from us.<\/p>\n<p style=\"font-weight: 400;\">The refund does not relate to current transactions.<\/p>\n<p style=\"font-weight: 400;\">Please contact Payconiq International directly using the contact details below should you receive a letter from us and have questions :<\/p>\n<p style=\"font-weight: 400;\">Email: <a style=\"color:#ffffff;text-decoration:underline;\" href=\"mailto:technicalsupport@payconiq.com\">technicalsupport@payconiq.com<\/a> for Merchants<\/p>\n<p style=\"font-weight: 400;\">Email: <a style=\"color:#ffffff;text-decoration:underline;\" href=\"mailto:winddown@payconiq.com\">winddown@payconiq.com<\/a> for Consumers<\/p>\n<p style=\"font-weight: 400;\">Please remain vigilant and beware of phishing emails.<\/p>\n<p style=\"font-weight: 400;\"><a style=\"color:#ffffff;text-decoration:underline;\" class=\"js-open-refund-faq\" href=\"#2ea20189c8036d6f4\">Click here<\/a> for more information.<\/p><\/span><\/div><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box full-header hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-equal-height-columns\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-column-2 fusion-one-half fusion-column-first header-left fusion-column-no-min-height 1_2\"  style='margin-top:0px;margin-bottom:0px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right: 4%;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-column-content-centered\"><div class=\"fusion-column-content\"><div class=\"fusion-text\"><h1><span class=\"TextRun SCXO149814638 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"SpellingError SCXO149814638 BCX8\">Payconiq<\/span><span class=\"NormalTextRun SCXO149814638 BCX8\">\u00a0is becoming Wero<\/span><\/span><span class=\"TextRun Highlight SCXO149814638 BCX8\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXO149814638 BCX8\">\u00a0<\/span><\/span><span class=\"EOP SCXO149814638 BCX8\">\u00a0<\/span><\/h1>\n<p><span class=\"TextRun SCXO244835683 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"SpellingError SCXO244835683 BCX8\">Payconiq<\/span><span class=\"NormalTextRun SCXO244835683 BCX8\">\u00a0is\u00a0evolving into Wero\u00a0\u2013\u00a0a\u00a0new\u00a0European way to pay\u00a0that is\u00a0backed by leading European banks.\u00a0<\/span><\/span><span class=\"TextRun Highlight SCXO244835683 BCX8\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXO244835683 BCX8\">\u00a0<\/span><\/span><\/p>\n<p><span class=\"TextRun SCXO127440007 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXO127440007 BCX8\">The transition will happen over the next few months, and\u00a0<\/span><\/span><strong><span class=\"TextRun SCXO127440007 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXO127440007 BCX8\">your service\u00a0will continue\u00a0as usual\u00a0throughout<\/span><\/span><\/strong><span class=\"TextRun SCXO127440007 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXO127440007 BCX8\">.<\/span><\/span><span class=\"TextRun Highlight SCXO127440007 BCX8\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXO127440007 BCX8\">\u00a0<\/span><\/span><span class=\"EOP SCXO127440007 BCX8\">\u00a0<\/span><\/p>\n<\/div><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2  fusion-one-half fusion-column-first buttons-row 1_2\"  style='margin-top: 0px;margin-bottom: 0px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );margin-right:4%;'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\"><div class=\"fusion-button-wrapper\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-button.button-1 .fusion-button-text, .fusion-button.button-1 i {color:#ffffff;}.fusion-button.button-1 {border-width:0px;border-color:#ffffff;}.fusion-button.button-1 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-1:hover .fusion-button-text, .fusion-button.button-1:hover i,.fusion-button.button-1:focus .fusion-button-text, .fusion-button.button-1:focus i,.fusion-button.button-1:active .fusion-button-text, .fusion-button.button-1:active{color:#ffffff;}.fusion-button.button-1:hover, .fusion-button.button-1:focus, .fusion-button.button-1:active{border-width:0px;border-color:#ffffff;}.fusion-button.button-1:hover .fusion-button-icon-divider, .fusion-button.button-1:hover .fusion-button-icon-divider, .fusion-button.button-1:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-1{width:auto;}<\/style><a class=\"fusion-button button-flat fusion-button-round button-small button-default button-1\" target=\"_self\" href=\"#links-page\"><span class=\"fusion-button-text\">Learn more<\/span><\/a><\/div><\/div><\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2  fusion-one-half fusion-column-last buttons-row 1_2\"  style='margin-top: 0px;margin-bottom: 0px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );'><div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"  data-bg-url=\"\"><div class=\"fusion-button-wrapper\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-button.button-2 .fusion-button-text, .fusion-button.button-2 i {color:#ffffff;}.fusion-button.button-2 {border-width:0px;border-color:#ffffff;}.fusion-button.button-2 .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-2:hover .fusion-button-text, .fusion-button.button-2:hover i,.fusion-button.button-2:focus .fusion-button-text, .fusion-button.button-2:focus i,.fusion-button.button-2:active .fusion-button-text, .fusion-button.button-2:active{color:#ffffff;}.fusion-button.button-2:hover, .fusion-button.button-2:focus, .fusion-button.button-2:active{border-width:0px;border-color:#ffffff;}.fusion-button.button-2:hover .fusion-button-icon-divider, .fusion-button.button-2:hover .fusion-button-icon-divider, .fusion-button.button-2:active .fusion-button-icon-divider{border-color:#ffffff;}.fusion-button.button-2{width:auto;}<\/style><a class=\"fusion-button button-flat fusion-button-round button-small button-default button-2\" target=\"_blank\" rel=\"noopener noreferrer\" href=\" https:\/\/wero-wallet.eu\/\"><span class=\"fusion-button-text\">Discover Wero<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-builder-column-3 fusion-one-half fusion-column-last header-right fusion-column-no-min-height 1_2\"  style='margin-top:0px;margin-bottom:0px;width:50%;width:calc(50% - ( ( 4% ) * 0.5 ) );'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-image: url('https:\/\/payconiq.lu\/wp-content\/uploads\/2026\/05\/Payconiq-Wero-Transition_EN-1X1.png');background-position:center center;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"https:\/\/payconiq.lu\/wp-content\/uploads\/2026\/05\/Payconiq-Wero-Transition_EN-1X1.png\">\n\t\t\t\t\t\t<div class=\"fusion-column-content-centered\"><div class=\"fusion-column-content\"><\/div><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box top-50 hundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:50px;padding-right:30px;padding-left:30px;margin-bottom: 40px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-4 fusion-one-full fusion-column-first fusion-column-last fusion-column-no-min-height 1_1\"  style='margin-top:100px;margin-bottom:100px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 50px 0px 50px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-title title fusion-title-1 fusion-title-size-two\" style=\"margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-left\" style=\"margin:0;\">What is Wero?<\/h2><div class=\"title-sep-container\"><div class=\"title-sep sep-double sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><\/div><div class=\"fusion-text\"><p><span style=\"color: #7c7870; padding-bottom: 15px; display: inline-block; font-size: 20px;\">Wero includes everything you love about Payconiq, but built for Europe. <\/span><\/p>\n<p><span style=\"color: #7c7870; padding-bottom: 15px; display: inline-block; font-size: 20px;\">You still get the security and ease of use of Payconiq. You can still send and request money, and you can still pay online instore and with invoices, just like you already do.<\/span><\/p>\n<p><span style=\"color: #7c7870; padding-bottom: 15px; display: inline-block; font-size: 20px;\">But Wero is designed to work across multiple European countries, so you can pay across borders just as easily as you do at home. Plus there are new, exciting features and services coming soon.<\/span><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div id=\"links-page\" class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-5 fusion-one-full fusion-column-first fusion-column-last fusion-column-no-min-height 1_1\"  style='margin-top:100px;margin-bottom:150px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 50px 0px 50px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-title title fusion-title-2 fusion-title-size-two\" style=\"margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-left\" style=\"margin:0;\"><span class=\"TextRun SCXO44874788 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXO44874788 BCX8\">Why is\u00a0<\/span><span class=\"SpellingError SCXO44874788 BCX8\">Payconiq<\/span><span class=\"NormalTextRun SCXO44874788 BCX8\">\u00a0becoming\u00a0Wero?<\/span><\/span><span class=\"TextRun Highlight SCXO44874788 BCX8\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXO44874788 BCX8\">\u00a0<\/span><\/span><span class=\"EOP SCXO44874788 BCX8\">\u00a0<\/span><\/h2><div class=\"title-sep-container\"><div class=\"title-sep sep-double sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><\/div><div class=\"fusion-text\"><p><span style=\"color: #7c7870; padding-bottom: 15px; display: inline-block; font-size: 20px;\">Wero was created to help people pay however they want, both today and in the future.<\/span><\/p>\n<p><span style=\"color: #7c7870; padding-bottom: 15px; display: inline-block; font-size: 20px;\">By becoming Wero, Payconiq becomes part of a broader European payment ecosystem backed by major European banks and financial institutions. This evolution strengthens our long-term ambition of enabling secure, simple and scalable payments across Europe.<br \/>\n<\/span><\/p>\n<p><span style=\"color: #7c7870; padding-bottom: 15px; display: inline-block; font-size: 20px;\">This is not a shutdown: it is taking Payconiq to the next level as we build a strong, sovereign European payment solution.<\/span><\/p>\n<\/div><div class=\"fusion-text\"><p><b><span class=\"title\" style=\"color: #ff4785!important;\" data-contrast=\"auto\">But what does it mean\u00a0for\u00a0me?<\/span><\/b><span data-contrast=\"auto\">\u00a0<\/span><\/p>\n<ul style=\"font-weight: 400;\">\n<li data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">No disruption to your current payment service<\/span><span data-contrast=\"auto\">\u00a0<\/span><\/li>\n<li data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Your relationship\u00a0with your bank\u00a0remains\u00a0unchanged<\/span><span data-contrast=\"auto\">\u00a0<\/span><\/li>\n<li data-aria-posinset=\"6\" data-aria-level=\"1\"><span data-contrast=\"auto\">You are still protected by\u00a0the\u00a0same high\u00a0European and national\u00a0security and data protection standards\u00a0<\/span><span data-contrast=\"auto\">\u00a0<\/span><\/li>\n<li data-aria-posinset=\"7\" data-aria-level=\"1\"><span data-contrast=\"auto\">A clear,\u00a0smooth\u00a0and\u00a0transparent timeline for the\u00a0transition<\/span><span data-contrast=\"auto\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">\u00a0<\/span><br \/>\n<span data-contrast=\"auto\">For now, continue using\u00a0Payconiq\u00a0as\u00a0normal.\u00a0We\u2019ll\u00a0give you more\u00a0information\u00a0about\u00a0the next steps\u00a0soon.<\/span><span data-contrast=\"auto\">\u00a0<\/span><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div id=\"simplify\" class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-6 fusion-one-full fusion-column-first fusion-column-last fusion-blend-mode title-home  1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"background-color:#eff1f3;padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-column-content-centered\"><div class=\"fusion-column-content\"><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-size-one simplify\" style=\"margin-top:0px;margin-bottom:31px;\"><h1 class=\"title-heading-left\" style=\"margin:0;\"><p style=\"text-align: center;\">How the transition will\u00a0happen<\/p><\/h1><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-7 fusion-one-full fusion-column-first fusion-column-last fusion-column-no-min-height 1_1\"  style='margin-top:50px;margin-bottom:100px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 50px 0px 50px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-title title fusion-title-4 fusion-title-size-two\" style=\"margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-left\" style=\"margin:0;\"><span class=\"TextRun Highlight SCXO44874788 BCX8\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXO44874788 BCX8\"><span class=\"TextRun SCXO7978713 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXO7978713 BCX8\">Now \u2013 Brand transition<\/span><\/span>\u00a0<\/span><\/span><span class=\"EOP SCXO44874788 BCX8\">\u00a0<\/span><\/h2><div class=\"title-sep-container\"><div class=\"title-sep sep-double sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><\/div><div class=\"fusion-text\"><p><span class=\"TextRun SCXO226422753 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXO226422753 BCX8\">You will start seeing and hearing more about the Wero brand in your banking apps, at checkout and in communications. During this phase you\u2019ll keep using\u00a0<\/span><span class=\"SpellingError SCXO226422753 BCX8\">Payconiq<\/span><span class=\"NormalTextRun SCXO226422753 BCX8\">\u00a0as usual.<\/span><\/span><span class=\"TextRun Highlight SCXO226422753 BCX8\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXO226422753 BCX8\">\u00a0<\/span><\/span><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-8 fusion-one-full fusion-column-first fusion-column-last fusion-column-no-min-height 1_1\"  style='margin-top:50px;margin-bottom:100px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 50px 0px 50px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-title title fusion-title-5 fusion-title-size-two\" style=\"margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-left\" style=\"margin:0;\"><span class=\"TextRun SCXO6719292 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXO6719292 BCX8\">Summer 2026 &#8211; Transition phase<\/span><\/span><span class=\"TextRun Highlight SCXO6719292 BCX8\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"none\"><span class=\"NormalTextRun SCXO6719292 BCX8\">\u00a0<\/span><\/span><span class=\"EOP SCXO6719292 BCX8\">\u00a0<\/span><\/h2><div class=\"title-sep-container\"><div class=\"title-sep sep-double sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><\/div><div class=\"fusion-text\"><p><span class=\"TextRun Highlight SCXO226422753 BCX8\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXO226422753 BCX8\"><span class=\"TextRun SCXO224163585 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXO224163585 BCX8\">Wero becomes\u00a0<\/span><span class=\"SpellingError SCXO224163585 BCX8\">Payconiq<\/span><span class=\"NormalTextRun SCXO224163585 BCX8\">\u00a0brand and services progressively transition to Wero. When you scan a\u00a0<\/span><span class=\"SpellingError SCXO224163585 BCX8\">Payconiq<\/span><span class=\"NormalTextRun SCXO224163585 BCX8\"> QR code to pay in-store or your invoices, you will be directed to the Wero payment system, but payments will work as usual. <span class=\"TextRun SCXO216514413 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXO216514413 BCX8\">When the transition is completed for your bank, you will be invited to download the Wero app from the App Store \/ Play Store and link your preferred bank account(s) to Wero. From that moment on, you can manage all your payments via the Wero app.\u00a0<\/span><\/span><span class=\"TextRun Highlight SCXO216514413 BCX8\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXO216514413 BCX8\">\u00a0<\/span><\/span><span class=\"EOP SCXO216514413 BCX8\">\u00a0<\/span><\/span><\/span><\/span><\/span><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-9 fusion-one-full fusion-column-first fusion-column-last fusion-column-no-min-height 1_1\"  style='margin-top:50px;margin-bottom:100px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 50px 0px 50px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-title title fusion-title-6 fusion-title-size-two\" style=\"margin-top:0px;margin-bottom:31px;\"><h2 class=\"title-heading-left\" style=\"margin:0;\"><span class=\"TextRun Highlight SCXO6719292 BCX8\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"none\"><span class=\"NormalTextRun SCXO6719292 BCX8\"><span class=\"TextRun SCXO248186907 BCX8\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXO248186907 BCX8\">Late 2026 \u2013 Full transition<\/span><\/span><span class=\"TextRun Highlight SCXO248186907 BCX8\" lang=\"FR-FR\" xml:lang=\"FR-FR\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXO248186907 BCX8\">\u00a0<\/span><\/span><span class=\"EOP SCXO248186907 BCX8\">\u00a0<\/span> <\/span><\/span><span class=\"EOP SCXO6719292 BCX8\">\u00a0<\/span><\/h2><div class=\"title-sep-container\"><div class=\"title-sep sep-double sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><\/div><div class=\"fusion-text\"><p><span data-contrast=\"auto\">Payconiq\u00a0will have\u00a0<\/span><b><span data-contrast=\"auto\">fully transitioned to Wero.<\/span><\/b><\/p>\n<p><b><span data-contrast=\"auto\"><br \/>\n<\/span><\/b><strong>We will keep you informed at every stage of the process.\u00a0<\/strong><\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box faq-home nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:70px;padding-right:30px;padding-bottom:10px;padding-left:30px;margin-top: 50px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-10 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 60px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-size-one center-child-desktop\" style=\"margin-top:0px;margin-bottom:0px;\"><h1 class=\"title-heading-left\" style=\"margin:0;\">FAQ<\/h1><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box faq-container hundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-bottom:0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-11 fusion-one-full fusion-column-first fusion-column-last faq-column faq-home 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t\n<div class=\"fusion-faq-shortcode front-page-faq\">\n<div class=\"fusion-faqs-wrapper\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-accordian  #accordion-25303-1 .panel-title a .fa-fusion-box{ color: #ffffff;}.fusion-accordian  #accordion-25303-1 .panel-title a .fa-fusion-box:before{ font-size: 13px; width: 13px;}.fusion-accordian  #accordion-25303-1 .panel-title a{font-size:16px;}.fusion-accordian  #accordion-25303-1 .fa-fusion-box { background-color: #333333;border-color: #333333;}.fusion-accordian  #accordion-25303-1 .panel-title a:hover, #accordion-25303-1 .fusion-toggle-boxed-mode:hover .panel-title a { color: #ff4785;}.fusion-accordian  #accordion-25303-1 .panel-title .active .fa-fusion-box,.fusion-accordian  #accordion-25303-1 .panel-title a:hover .fa-fusion-box { background-color: #ff4785!important;border-color: #ff4785!important;}<\/style><div class=\"accordian fusion-accordian\"><div class=\"panel-group\" id=\"accordion-25303-1\"><div class=\"fusion-panel panel-default\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a data-toggle=\"collapse\" data-parent=\"#accordion-25303-1\" data-target=\"#2869bcccdf4336064\" href=\"#2869bcccdf4336064\"><div class=\"fusion-toggle-icon-wrapper\"><i class=\"fa-fusion-box\"><\/i><\/div><div class=\"fusion-toggle-heading\">What is Wero?<\/div><\/a><\/h4><\/div><div id=\"2869bcccdf4336064\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<div class=\"fusion-text\" style=\"max-width:1190px;margin:0 auto;padding:8px 60px 60px 40px;box-sizing:border-box;\">\n<p style=\"margin:0 0 14px;\">Wero is the new European digital payment wallet, backed by leading European banks and financial institutions, and is designed to enable simple, secure and seamless payments across Europe.<\/p>\n<\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a data-toggle=\"collapse\" data-parent=\"#accordion-25303-1\" data-target=\"#17e5267e611a0eff0\" href=\"#17e5267e611a0eff0\"><div class=\"fusion-toggle-icon-wrapper\"><i class=\"fa-fusion-box\"><\/i><\/div><div class=\"fusion-toggle-heading\">Why is Payconiq becoming Wero?<\/div><\/a><\/h4><\/div><div id=\"17e5267e611a0eff0\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<div class=\"fusion-text\" style=\"max-width:1190px;margin:0 auto;padding:8px 60px 60px 40px;box-sizing:border-box;\">\n<p style=\"margin:0 0 14px;\">By transitioning to Wero, Payconiq evolves from a national payment solution into a broader European payment ecosystem with long-term scalability and cross-border capabilities.<\/p>\n<\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a data-toggle=\"collapse\" data-parent=\"#accordion-25303-1\" data-target=\"#5b275d8342ee91330\" href=\"#5b275d8342ee91330\"><div class=\"fusion-toggle-icon-wrapper\"><i class=\"fa-fusion-box\"><\/i><\/div><div class=\"fusion-toggle-heading\">What changes for me?<\/div><\/a><\/h4><\/div><div id=\"5b275d8342ee91330\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<div class=\"fusion-text\" style=\"max-width:1190px;margin:0 auto;padding:8px 60px 60px 40px;box-sizing:border-box;\">\n<p style=\"margin:0 0 14px;\">For the moment nothing changes, and we will keep you updated at every stage of the transition. The first change for you is that payments you make with Payconiq will be routed through the Wero system, and eventually the Payconiq app will be turned off. We will tell you in good time before this happens, but we strongly encourage you to download the Wero app and connect your bank account.<\/p>\n<\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a data-toggle=\"collapse\" data-parent=\"#accordion-25303-1\" data-target=\"#5314292fc6446054a\" href=\"#5314292fc6446054a\"><div class=\"fusion-toggle-icon-wrapper\"><i class=\"fa-fusion-box\"><\/i><\/div><div class=\"fusion-toggle-heading\">Do I need to take action?<\/div><\/a><\/h4><\/div><div id=\"5314292fc6446054a\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<div class=\"fusion-text\" style=\"max-width:1190px;margin:0 auto;padding:8px 60px 60px 40px;box-sizing:border-box;\">\n<p style=\"margin:0 0 14px;\">For now, you can continue using Payconiq as usual. You will receive clear instructions from your bank or through official Payconiq or Wero communications before the official launch of the transition period.<\/p>\n<p style=\"margin:0 0 14px;\">Eventually, the Payconiq app will be turned off. We will tell you in good time before this happens, but we strongly encourage you to download the Wero app and connect your bank account.<\/p>\n<\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a data-toggle=\"collapse\" data-parent=\"#accordion-25303-1\" data-target=\"#c8d6c57143b6e00b5\" href=\"#c8d6c57143b6e00b5\"><div class=\"fusion-toggle-icon-wrapper\"><i class=\"fa-fusion-box\"><\/i><\/div><div class=\"fusion-toggle-heading\">What happens to my data and transaction history with Wero?<\/div><\/a><\/h4><\/div><div id=\"c8d6c57143b6e00b5\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<div class=\"fusion-text\" style=\"max-width:1190px;margin:0 auto;padding:8px 60px 60px 40px;box-sizing:border-box;\">\n<p style=\"margin:0 0 14px;\">Your data and transaction history remain secure and protected under the same national and European regulatory and security standards you enjoy with Payconiq.<\/p>\n<\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a data-toggle=\"collapse\" data-parent=\"#accordion-25303-1\" data-target=\"#8f8881c67e7f4b809\" href=\"#8f8881c67e7f4b809\"><div class=\"fusion-toggle-icon-wrapper\"><i class=\"fa-fusion-box\"><\/i><\/div><div class=\"fusion-toggle-heading\">Will Wero mean my money is less safe?<\/div><\/a><\/h4><\/div><div id=\"8f8881c67e7f4b809\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<div class=\"fusion-text\" style=\"max-width:1190px;margin:0 auto;padding:8px 60px 60px 40px;box-sizing:border-box;\">\n<p style=\"margin:0 0 14px;\">No. The same high national and European standards for security, compliance and data protection will continue to apply.<\/p>\n<\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a data-toggle=\"collapse\" data-parent=\"#accordion-25303-1\" data-target=\"#865bf18aa3d77777f\" href=\"#865bf18aa3d77777f\"><div class=\"fusion-toggle-icon-wrapper\"><i class=\"fa-fusion-box\"><\/i><\/div><div class=\"fusion-toggle-heading\">When will the transition be completed?<\/div><\/a><\/h4><\/div><div id=\"865bf18aa3d77777f\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<div class=\"fusion-text\" style=\"max-width:1190px;margin:0 auto;padding:8px 60px 60px 40px;box-sizing:border-box;\">\n<p style=\"margin:0 0 14px;\">The full transition to Wero is planned by the end of 2026, when the Payconiq app and brand will no longer be used. We will provide regular updates throughout the transition.<\/p>\n<\/div>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a data-toggle=\"collapse\" data-parent=\"#accordion-25303-1\" data-target=\"#2ea20189c8036d6f4\" href=\"#2ea20189c8036d6f4\"><div class=\"fusion-toggle-icon-wrapper\"><i class=\"fa-fusion-box\"><\/i><\/div><div class=\"fusion-toggle-heading\">Why have I received an email from Payconiq about a refund and what is this about?<\/div><\/a><\/h4><\/div><div id=\"2ea20189c8036d6f4\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<div class=\"fusion-text\" style=\"max-width:1190px;margin:0 auto;padding:8px 60px 60px 40px;box-sizing:border-box;\">\n<p style=\"margin:0 0 14px;\">Payconiq International SA is carrying out a review of certain historical customer balances and is running a refund campaign for eligible former customers. This refund campaign is separate from your current Payconiq payment experience and does not relate to your current transactions. It concerns only historical amounts that may be due from Payconiq International SA in relation to past services. Your current Payconiq payment experience is not affected by this refund campaign. At the same time, Payconiq is continuing its smooth transition to Wero.<\/p>\n<p style=\"margin:0 0 14px;\">As part of this review of historical Payconiq transactions we have identified that some customers may be entitled to receive funds that could not previously be returned, for example because a payment was not completed or a refund could not be processed.<\/p>\n<p style=\"margin:0 0 14px;\">If you have been identified as potential rightful owner of the funds you have received an email from us from:<\/p>\n<p style=\"margin:0 0 2px;\"><strong>For Consumers:<\/strong><\/p>\n<p style=\"margin:0 0 14px;\"><a href=\"mailto:winddown@payconiq.com\">winddown@payconiq.com<\/a><\/p>\n<p style=\"margin:0 0 2px;\"><strong>For Merchants:<\/strong><\/p>\n<p style=\"margin:0 0 14px;\"><a href=\"mailto:technicalsupport@payconiq.com\">technicalsupport@payconiq.com<\/a><\/p>\n<p style=\"margin:0 0 14px;\">We ask that you reply to this email and only that email address.<\/p>\n<p style=\"margin:24px 0 10px;\"><strong>How do I know the e-mail is legitimate?<\/strong><\/p>\n<p style=\"margin:0 0 14px;\">If you are entitled to receive funds, you will receive an e-mail from us<\/p>\n<p style=\"margin:0 0 2px;\"><strong>Consumers: Email:<\/strong><\/p>\n<p style=\"margin:0 0 14px;\"><a href=\"mailto:winddown@payconiq.com\">winddown@payconiq.com<\/a><\/p>\n<p style=\"margin:0 0 2px;\"><strong>Merchants: Email:<\/strong><\/p>\n<p style=\"margin:0 0 14px;\"><a href=\"mailto:technicalsupport@payconiq.com\">technicalsupport@payconiq.com<\/a><\/p>\n<ul style=\"margin:0 0 14px;padding-left:20px;\">\n<li style=\"margin:0 0 8px;\">For your security, we will only contact you from these e-mail addresses.<\/li>\n<li style=\"margin:0 0 8px;\">We will never ask you to respond through another e-mail address.<\/li>\n<li style=\"margin:0 0 8px;\">If you are unsure if an e-mail is genuine, please contact us using the contact details provided on our website.<\/li>\n<li style=\"margin:0 0 8px;\">Any e-mail asking directly for your password, card number or any upfront payment should be considered suspicious.<\/li>\n<\/ul>\n<p style=\"margin:24px 0 10px;\"><strong>Why do I need to provide information?<\/strong><\/p>\n<p style=\"margin:0 0 14px;\">Before we can return any funds, we need to verify that we are sending them to the correct person. Depending on your situation and country of residence, we may ask you to provide information or documents to confirm your identity and your entitlement to the funds. If you are unable to verify your identity or ownership of the funds, we may not be able to process your refund.<\/p>\n<p style=\"margin:24px 0 10px;\"><strong>How long do I have to respond?<\/strong><\/p>\n<p style=\"margin:0 0 14px;\">Please respond by no later than 15 September 2026.<\/p>\n<p style=\"margin:0 0 14px;\">From 15 August 2026, Payconiq may apply fees for the continued holding and administrative management of the funds. Any such fees shall not exceed the amount of the outstanding funds held by Payconiq in respect of the relevant person. Accordingly, the application of such fees will not result in any negative balance or additional payment obligation for you.<\/p>\n<p style=\"margin:24px 0 10px;\"><strong>When will I receive my money?<\/strong><\/p>\n<p style=\"margin:0 0 14px;\">Once your identity and entitlement have been successfully verified, we will proceed with your refund.<\/p>\n<p style=\"margin:24px 0 10px;\"><strong>Can I claim the same funds again later?<\/strong><\/p>\n<p style=\"margin:0 0 14px;\">No, once your refund has been paid, the matter is considered resolved and you cannot submit another claim for the same payment or refund.<\/p>\n<p style=\"margin:24px 0 10px;\"><strong>Can the refund be paid to someone else\u2019s bank account?<\/strong><\/p>\n<p style=\"margin:0 0 14px;\">Normally, the funds must be paid to a bank account held in your name.<\/p>\n<p style=\"margin:0 0 14px;\">If you cannot receive the payment into an account in your own name, contact us using the official contact details on our website. Additional checks and documentation may be requested, and we may not be able to make a payment to a third-party account.<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n<div class=\"fusion-sep-clear\"><\/div><div class=\"fusion-separator fusion-full-width-sep sep-none\" style=\"margin-left: auto;margin-right: auto;margin-top:10px;margin-bottom:5px;\"><\/div><div class=\"fusion-alert alert custom alert-custom fusion-alert-center alert-dismissable\" style=\"background-color:#fd4885;color:#ffffff;border-color:#ffffff;border-width:0px;\"><button style=\"color:#ffffff;border-color:#ffffff;\" type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-hidden=\"true\">&times;<\/button><div class=\"fusion-alert-content-wrapper\"><span class=\"fusion-alert-content\"><p style=\"font-weight: 400;\"><strong>Beware of fraudulent communications imitating Payconiq<\/strong><\/p>\n<p style=\"font-weight: 400;\">Some phishing attempts via email and SMS are currently ongoing.<\/p>\n<p style=\"font-weight: 400;\">When in doubt, please contact your bank.<\/p><\/span><\/div><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-large-visibility\"  style='background-color: #FF4785;background-position: right bottom;background-repeat: no-repeat;padding-top:30px;padding-right:30px;padding-bottom:30px;padding-left:30px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-12 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:20px;'>\n\t\t\t\t\t<div class=\"fusion-column-wrapper\" style=\"padding: 0px 0px 0px 0px;background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;\"   data-bg-url=\"\">\n\t\t\t\t\t\t<div class=\"fusion-title title fusion-title-8 fusion-title-size-one\" style=\"margin-top:0px;margin-bottom:31px;\"><h1 class=\"title-heading-left\" style=\"margin:0;\"><span style=\"color: #ffffff;\">Any question?<\/span><\/h1><div class=\"title-sep-container\"><div class=\"title-sep sep-double sep-solid\" style=\"border-color:#e0dede;\"><\/div><\/div><\/div><div class=\"fusion-button-wrapper\"><style type=\"text\/css\" scoped=\"scoped\">.fusion-button.button-3 .fusion-button-text, .fusion-button.button-3 i {color:#FF4785;}.fusion-button.button-3 {border-width:0px;border-color:#FF4785;}.fusion-button.button-3 .fusion-button-icon-divider{border-color:#FF4785;}.fusion-button.button-3:hover .fusion-button-text, .fusion-button.button-3:hover i,.fusion-button.button-3:focus .fusion-button-text, .fusion-button.button-3:focus i,.fusion-button.button-3:active .fusion-button-text, .fusion-button.button-3:active{color:#FF4785;}.fusion-button.button-3:hover, .fusion-button.button-3:focus, .fusion-button.button-3:active{border-width:0px;border-color:#FF4785;}.fusion-button.button-3:hover .fusion-button-icon-divider, .fusion-button.button-3:hover .fusion-button-icon-divider, .fusion-button.button-3:active .fusion-button-icon-divider{border-color:#FF4785;}.fusion-button.button-3{background: #ffffff;}.fusion-button.button-3:hover,.button-3:focus,.fusion-button.button-3:active{background: #ffffff;}.fusion-button.button-3{width:auto;}<\/style><a class=\"fusion-button button-flat fusion-button-round button-medium button-custom button-3\" target=\"_self\" href=\"https:\/\/payconiq.lu\/en\/faq\/\"><span class=\"fusion-button-text\">View the FAQ<\/span><i class=\"fa-plus fas button-icon-right\"><\/i><\/a><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div><script>document.addEventListener(\"click\",function(e){var t=e.target.closest(\".js-open-refund-faq\");if(!t)return;e.preventDefault();var w=document.querySelector(\".fusion-faq-shortcode.front-page-faq\");if(!w)return;var p=w.querySelectorAll(\".fusion-panel\");var last=p[p.length-1];var col=last.querySelector(\".panel-collapse\");if(col&&!(col.classList.contains(\"in\")||col.classList.contains(\"show\"))){var a=last.querySelector(\".panel-title a\");if(a)a.click();}setTimeout(function(){var y=last.getBoundingClientRect().top+window.pageYOffset-130;window.scrollTo({top:y,behavior:\"smooth\"});},350);});<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":9,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.1 - 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