{"id":1740,"date":"2018-10-30T17:04:13","date_gmt":"2018-10-30T16:04:13","guid":{"rendered":"https:\/\/payconiq.lu\/mentions-legales\/"},"modified":"2026-11-06T15:46:12","modified_gmt":"2026-11-06T14:46:12","slug":"legal-notices","status":"publish","type":"page","link":"https:\/\/payconiq.lu\/en\/legal-notices\/","title":{"rendered":"Legal notices"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box hundred-percent-fullwidth non-hundred-percent-height-scrolling\"  style='background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;margin-bottom: 0px;margin-top: 0px;'><div class=\"fusion-builder-row fusion-row \"><div  class=\"fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-builder-column-1 fusion-one-full fusion-column-first fusion-column-last 1_1\"  style='margin-top:0px;margin-bottom:0px;'>\n\t\t\t\t\t<div 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.wrap{grid-template-columns:1fr}#wero-landing#wero-landing .hero img{order:-1;max-width:340px}#wero-landing#wero-landing .two{grid-template-columns:1fr}#wero-landing#wero-landing{font-size:1rem}}@media print{#wero-landing#wero-landing .alert,#wero-landing#wero-landing .lang,#wero-landing#wero-landing .cta{display:none}}#wero-landing#wero-landing .sr{position:absolute;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}#wero-landing#wero-landing .phero{background:linear-gradient(135deg,var(--pink) 0%,var(--peach) 45%,var(--sun) 100%);padding-block:clamp(2.5rem,6vw,4.5rem)}#wero-landing#wero-landing .phero h1{font-size:clamp(2rem,4.5vw,3.2rem);line-height:1.1;margin:0;letter-spacing:-.02em}#wero-landing#wero-landing .back{display:inline-block;margin-bottom:1.25rem;font-weight:700;color:var(--ink)}#wero-landing#wero-landing .docsec{padding-block:clamp(2rem,5vw,3.5rem)}#wero-landing#wero-landing .pdoc{max-width:46rem}#wero-landing#wero-landing .legal{display:grid;gap:1.25rem;max-width:46rem}#wero-landing#wero-landing .legal .panel h2{font-size:1.5rem;margin:0 0 .75rem}#wero-landing#wero-landing .legal .panel h3{font-size:1.1rem;margin:1.25rem 0 .4rem}<\/style><div id=\"wero-landing\"><a class=\"skip\" href=\"#wero-main\">Skip to content<\/a><div class=\"alert\" role=\"note\"><div class=\"wrap\"><svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M10.3 3.9 1.8 18a2 2 0 0 0 1.7 3h17a2 2 0 0 0 1.7-3L13.7 3.9a2 2 0 0 0-3.4 0z\"\/><path d=\"M12 9v4M12 17h.01\"\/><\/svg><p>Beware of fraudulent communications impersonating Payconiq. Phishing attempts by email and SMS are ongoing. If in doubt, contact your bank or Wero directly \u2014 never click a link received in an unsolicited SMS\/email.<\/p><\/div><\/div><header class=\"top\"><div class=\"wrap\"><nav aria-label=\"Language\"><ul class=\"lang\"><li><a href=\"\/en\/legal-notices\/\" lang=\"en\" hreflang=\"en\" aria-current=\"page\" aria-label=\"English\">EN<\/a><\/li><li><a href=\"\/fr\/mentions-legales\/\" lang=\"fr\" hreflang=\"fr\" aria-label=\"Fran\u00e7ais\">FR<\/a><\/li><li><a href=\"\/de\/impressum\/\" lang=\"de\" hreflang=\"de\" aria-label=\"Deutsch\">DE<\/a><\/li><\/ul><\/nav><\/div><\/header><div id=\"wero-main\"><section class=\"phero\" aria-labelledby=\"h1\"><div class=\"wrap\"><a class=\"back\" href=\"\/en\/\">\u2190 Back to home<\/a><h1 id=\"h1\">Legal notices<\/h1><\/div><\/section><section class=\"docsec\" aria-label=\"Legal notices\"><div class=\"wrap\"><div class=\"legal\"><article class=\"panel ind\"><h2>The Company<\/h2><p>Payconiq International S.A. (\u201cPayconiq\u201d) is a public limited company under Luxembourg law, registered with on the Luxembourg trade and companies register under number B 169621, with its registered headquarters at 9-11 rue Joseph Junck, L-1839 Luxembourg.<\/p><p>Authorised as a payment institution by the Luxembourg Ministry of Finance, Payconiq is monitored by the Commission de Surveillance du Secteur Financier (CSSF), the supervisory authority for the Luxembourg finance sector, under the register number: Z00000005.<\/p><p>This regulatory status give Payconiq the right to offer payment services, such as Payconiq, in accordance with the provisions of the law of 10 November 2009 related to payment services, as amended.<\/p><p>Authorisation as a payment institution also grants Payconiq recognised status within the Member States of the European Union; this status authorises Payconiq to carry out its business in all Member States (subject to informing the CSSF beforehand).<\/p><\/article><article class=\"panel ind\"><h2>The Website payconiq.lu<\/h2><h3>Operation, host, design, and implementation<\/h3><p>Operation: Payconiq is the website operator.<\/p><p>Host: AWS<\/p><h3>Purpose<\/h3><p>The website is an information site whose main purpose is to present Payconiq and, in particular, its payment services. Accordingly, it is aimed both at Payconiq customers and individuals who are not customers.<\/p><p>The payment services presented on the website are, however, strictly reserved for Payconiq customers who have signed a partnership-subscription contract with Payconiq.<\/p><h3>Intellectual property<\/h3><p>The Website and all of its component elements (including the content, logos, photographs, etc.) are protected by the provisions applicable under Luxembourg intellectual property law; the website and the elements are the exclusive property of Payconiq, except for elements that are expressly attributed to third parties.<\/p><p>The complete or partial reproduction, distribution, or adaptation, for commercial purposes or otherwise, of the component elements of the Website, whose ownership is attributed to Payconiq, is forbidden without the latter\u2019s express authorisation.<\/p><h3>Links to other websites<\/h3><p>Hyperlinks established to other websites do not constitute validation of these sites by Payconiq and cannot engage the latter\u2019s liability, specifically, with respect to their content.<\/p><p>Moreover, as a general principle, Payconiq forbids any third party from setting up a hyperlink to its Website, except if express authorisation is obtained from Payconiq beforehand.<\/p><h3>Protection of personal data<\/h3><p>See our <a href=\"https:\/\/payconiq.lu\/wp-content\/uploads\/2023\/04\/Payconiq-privacy-cookie-statement-.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">privacy charter<span class=\"sr\"> (opens in a new tab)<\/span><\/a>.<\/p><h3>Applicable law and competent jurisdiction<\/h3><p>The Website is governed by Luxembourg law.<\/p><p>All disputes arising from the Website are subject to the exclusive jurisdiction of the District Court (Tribunal d\u2019Arrondissement) in Luxembourg.<\/p><\/article><article class=\"panel ind\"><h2>Complaints<\/h2><p>See our <a href=\"https:\/\/payconiq.lu\/wp-content\/uploads\/2024\/02\/Complaint-Flyer-EN.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">complaint procedure.<span class=\"sr\"> (opens in a new tab)<\/span><\/a><\/p><\/article><\/div><\/div><\/section><\/div><footer><div class=\"wrap\"><nav aria-label=\"Legal and useful links\"><ul><li><a href=\"\/en\/privacy\/\">Privacy and Cookie Policy<\/a><\/li><li><a href=\"\/en\/legal-notices\/\">Legal Notices<\/a><\/li><li><a href=\"https:\/\/www.payconiq.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Payconiq International<span class=\"sr\"> (opens in a new tab)<\/span><\/a><\/li><li><a href=\"https:\/\/payconiq.integrityline.app\/\" target=\"_blank\" rel=\"noopener noreferrer\">Whistleblowing<span class=\"sr\"> (opens in a new tab)<\/span><\/a><\/li><li><a href=\"https:\/\/wero-wallet.eu\/lu-en\/\" target=\"_blank\" rel=\"noopener noreferrer\">Wero<span class=\"sr\"> (opens in a new tab)<\/span><\/a><\/li><li><a href=\"https:\/\/www.buckaroo.eu\/en-lu\/online-payments\/payment-methods\/wero\" target=\"_blank\" rel=\"noopener noreferrer\">Buckaroo (businesses)<span class=\"sr\"> (opens in a new tab)<\/span><\/a><\/li><li><a href=\"#\" onclick=\"if(window.Cookiebot&&Cookiebot.renew){Cookiebot.renew();}return false;\">Cookie preferences<\/a><\/li><\/ul><\/nav><\/div><\/footer><\/div><div class=\"fusion-clearfix\"><\/div>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"tags":[],"class_list":["post-1740","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - 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